This unique coverage is an optional, seller-funded mortgage protection program that helps home owners with monthly mortgage payments in the event of an unforeseen loss of employment.  All homes listed for sale with our brokerage quality for this unique loan protection coverage.

How would purchasing a home with Job Loss Protection benefit you if you experienced an unforeseen job loss?
 ?         Pays of up to $1,800 per month
 ?         Provides up to six month of payments
 ?         Coverage for 24 months from the mortgage closing date
 ?         Minimizes financial stress
 ?         Easy enrollment process
 ?         Eases the financial stress associated with job loss.

Our program benefits sellers too:
?         Sets your home apart from comparable homes on the market
?         Offering a ?rainy day fund? of over $10,000 would make your home very attractive to potential buyers
?         Home showings may increase due to a higher level of buyer interest
?         More showings may lead to a faster sale

Program Overview:
?         Program is offered at no cost to the buyer and cannot be funded by the buyer
?         Buyers must meet eligibility requirements
?         Provides assistance of up to $1,800 per month
?         Cost of program coverage is $500, payable by the seller at closing if buyer accepts the program
?         Buyer will receive an information packet with complete details, including how to file a claim, within 45 
        days of closing

Learn more about the Job Loss Protection Program.

About the Rainy Day Foundation

The Rainy Day Foundation is a non-profit 501(c)(3) organization whose mission is to assist individuals in maintaining homeownership. The Job Loss Protection program is part of the HELP Program administered by the Rainy Day Foundation. The HELP program provides voluntary financial and budget counseling to buyers.